Closing costs in New Hampshire
On a $500,000 home with 20% down, buyers in New Hampshire typically pay about $12,054 to $23,592 at closing, including prepaid taxes and insurance.
Typical buyer total2.4%–4.7%Of the price, 20% down
Closings handled byA title or settlement companyCustomary in the state
Buyer-paid taxes1See below
Buyer-paid taxes
| Tax | On $500,000 with 20% down | Note |
|---|---|---|
| Real estate transfer tax (buyer’s half, 0.75%) | $3,750 | New Hampshire charges $1.50 per $100, and by law the buyer and seller each pay half. |
Estimated closing costs by price
| Price | Loan | Closing costs | Share of price |
|---|---|---|---|
| $300,000 | Conventional, 20% down | $8,773 – $17,235 | 2.9%–5.7% |
| $300,000 | FHA, 3.5% down | $9,047 – $17,998 | 3.0%–6.0% |
| $500,000 | Conventional, 20% down | $12,054 – $23,592 | 2.4%–4.7% |
| $500,000 | FHA, 3.5% down | $12,511 – $24,864 | 2.5%–5.0% |
| $750,000 | Conventional, 20% down | $16,156 – $31,538 | 2.2%–4.2% |
| $750,000 | FHA, 3.5% down | $16,842 – $33,445 | 2.2%–4.5% |
Who pays what in New Hampshire
New Hampshire’s transfer tax is split equally between buyer and seller.
Questions
How much are closing costs for buyers in New Hampshire?
Often about 2.4% to 4.7% of the price with 20% down, including prepaid taxes and insurance.
Do buyers pay transfer tax in New Hampshire?
Buyers typically pay: Real estate transfer tax.
More for New Hampshire
Sources: New Hampshire RSA 78-B (real estate transfer tax). Fees are typical ranges, not quotes; your Loan Estimate lists the actual costs.