Is Swanzey, NH 03446 a buyer’s or seller’s market?
Swanzey is a seller’s market. With about 2.2 months of supply and 35% of recent sales closing above the original list price, competing offers are common on well-priced homes. Buyers here often have a pre-approval in hand and a plan for the appraisal gap before touring.
More competitive than 74% of U.S. ZIP codes, and #52 of 116 in the state.
Based on share sold above original list, sale-to-list ratio, months of supply and days on market for the 3 months ending August 31, 2026. See the breakdown
The Swanzey housing market right now
In the three months ending August 31, 2026, 35% of homes in Swanzey, NH 03446 sold above their list price, the typical home went under contract in 42 days and there were 2.2 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 24 home sales.
Compared with the same period a year earlier, the share selling over asking rose from 28%, homes sold more slowly (36 days then) and the median sale price rose 8% to $399,827. Overall, Swanzey is more competitive than a year ago, so tougher for buyers.
Within Cheshire County, homes here sell faster than in 68% of the county’s ZIP codes, and sell more often over asking than in 50%. On our competition score, Swanzey ranks #52 of 116 NH ZIP codes with enough sales (score 70 out of 100).
Nearby, buyers who want less competition could look at Walpole 03608 (0% sold over asking) or West Chesterfield 03466 (0% sold over asking), while Westmoreland 03467 (67% sold over asking) and Chesterfield 03443 (60% sold over asking) are even more competitive.
Run the numbers for 03446
Nearby markets
Alstead 03602Buyer’s market $216 /sq ftAshuelot 03441Buyer’s market $115 /sq ftChesterfield 03443Seller’s market $299 /sq ftDublin 03444Seller’s market $219 /sq ft Browse all markets →Towns like Swanzey nearby
Find towns like Swanzey in other states →Where Swanzey is
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Questions about Swanzey real estate
Is Swanzey a buyer’s or seller’s market?
A seller’s market: there were 2.2 months of supply in Swanzey, NH 03446 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.
How fast do homes sell in Swanzey?
The typical home went under contract in 42 days in the latest three months.
Do homes in Swanzey sell over asking?
35% of homes sold above their original list price, and the typical sale closed at 100.3% of the list price.
What are property taxes in Swanzey?
About 2.16% of a home’s value a year in Cheshire County, or roughly $8,640 on a $400,000 home.
What is the median home price in Swanzey?
The median sale price was $399,827 in the three months ending August 31, 2026, about $228 per square foot.
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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology