Is Ramsey, NJ 07446 a buyer’s or seller’s market?
Ramsey is a seller’s market. With about 1.4 months of supply and 61% of recent sales closing above the original list price, competing offers are common on well-priced homes. Buyers here often have a pre-approval in hand and a plan for the appraisal gap before touring.
#23 of 92 ZIP codes in Bergen, Hudson & Passaic, NJ, and #193 of 531 across all the markets we track.
Based on share sold above original list, sale-to-list ratio, months of supply and days on market for the 3 months ending August 31, 2026. How the heat score works
The Ramsey housing market right now
In the three months ending August 31, 2026, 61% of homes in Ramsey, NJ 07446 sold above their list price, the typical home went under contract in 60 days and there were 1.4 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 50 home sales.
Compared with the same period a year earlier, the share selling over asking fell from 76%, homes sold faster (70 days then) and the median sale price rose 3% to $949,589. Overall, Ramsey is less competitive than a year ago, which gives buyers more room.
Within Bergen County, homes here sell faster than in 77% of the county’s ZIP codes, and sell more often over asking than in 50%. On our competition score, Ramsey ranks #181 of 444 NJ ZIP codes with enough sales (score 81 out of 100).
Nearby, buyers who want less competition could look at Alpine 07620 (0% sold over asking) or Moonachie 07074 (0% sold over asking), while South Hackensack 07606 (100% sold over asking) and Waldwick 07463 (86% sold over asking) are even more competitive.
Run the numbers for 07446
Nearby markets
Allendale 07401Seller’s market $485 /sq ftAlpine 07620Buyer’s market $792 /sq ftBergenfield 07621Seller’s market $484 /sq ftBogota 07603Buyer’s market $391 /sq ft Browse all markets →Towns like Ramsey nearby
Find towns like Ramsey in other states →Where Ramsey is
Loading map…
Questions about Ramsey real estate
Is Ramsey a buyer’s or seller’s market?
A seller’s market: there were 1.4 months of supply in Ramsey, NJ 07446 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.
How fast do homes sell in Ramsey?
The typical home went under contract in 60 days in the latest three months.
Do homes in Ramsey sell over asking?
61% of homes sold above their original list price, and the typical sale closed at 105.3% of the list price.
What are property taxes in Ramsey?
About 2.07% of a home’s value a year in Ramsey Boro, Bergen County, or roughly $8,272 on a $400,000 home.
What is the median home price in Ramsey?
The median sale price was $949,589 in the three months ending August 31, 2026, about $450 per square foot.
Local agents
See all agents in 07446 →No sponsored agents in 07446 yet. Are you an agent here? Put your name in front of local buyers.
More tools for 07446
Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology