Is Mount Vernon, NY 10550 a buyer’s or seller’s market?

The Mount Vernon housing market right now

In the three months ending August 31, 2026, 37% of homes in Mount Vernon, NY 10550 sold above their list price, the typical home went under contract in 51 days and there were 5.1 months of supply. Four to six months of supply is a balanced market, where pricing and condition decide how much room there is to negotiate. That’s based on 36 home sales.

Compared with the same period a year earlier, the share selling over asking was about the same (36% then), homes sold more slowly (48 days then) and the median sale price rose 7% to $677,707. Overall, Mount Vernon is about as competitive as it was a year ago.

Within Westchester County, homes here sell more slowly than in 99% of the county’s ZIP codes, and sell less often over asking than in 88%. On our competition score, Mount Vernon ranks #477 of 649 NY ZIP codes with enough sales (score 46 out of 100).

Nearby, buyers who want less competition could look at Millwood 10546 (0% sold over asking) or Ardsley On Hudson 10503 (0% sold over asking), while Lincolndale 10540 (100% sold over asking) and Purdys 10578 (100% sold over asking) are even more competitive.