Is Harford, NY 13784 a buyer’s or seller’s market?

3 months ending August 31, 2026 · Source: Redfin

Harford is a balanced market. With about null months of supply, well-priced homes can still draw more than one offer, but buyers have some room to negotiate.

Months of supply—Under 4 months = seller’s market

Sold above original list—Share of sales, last 3 months

Median sale-to-list—Sold price ÷ list price

Median days on market—Listing to accepted offer

Median price per sq ft—

The Harford housing market right now

There haven’t been enough recent sales here for a detailed summary yet.

About the area

Cortland County, NY

Population	382
Median income	$76,446
Average income	$69,686
Median rent	$1,093/month
Owner-occupied	75% of homes
Median year built	1978

Natural hazard riskWinter storms (moderate)

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates (household income; home value as estimated by owners), ZIP code tabulation area 13784; hazard risk from the FEMA National Risk Index for the census tracts in this ZIP code (not endorsed by FEMA).

Run the numbers for 13784

Prefilled for 13784Can I win this house?Multiple-offer likelihood for a listing Prefilled for 13784Over-asking calculatorTypical range over list ToolOffer strength scoreHow your offer looks to a seller ToolAppraisal gapCash needed if it appraises low

Nearby markets

Cincinnatus 13040Buyer’s market $32 /sq ft Cortland 13045Seller’s market $155 /sq ft Homer 13077Seller’s market $156 /sq ft Little York 13087 — /sq ft Browse all markets →

Where Harford is

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Questions about Harford real estate

What are property taxes in Harford?

About 2.56% of a home’s value a year in Cortland County, or roughly $10,240 on a $400,000 home.

Local agents

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More tools for 13784

Competition score Buyer leverage Negotiation room Compare with other ZIP codes True cost to buy Property taxes Closing costs Cash buyers Backup offer odds Home value Cortland County property taxes Cortland County loan limits Closing costs in New York Hottest ZIP codes in New York

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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology