Is Annapolis, MD 21403 a buyer’s or seller’s market?

The Annapolis housing market right now

In the three months ending August 31, 2026, 27% of homes in Annapolis, MD 21403 sold above their list price, the typical home went under contract in 39 days and there were 2.7 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 136 home sales.

Compared with the same period a year earlier, the share selling over asking was about the same (27% then), homes sold faster (42 days then) and the median sale price rose 11% to $694,200. Overall, Annapolis is about as competitive as it was a year ago.

Within Anne Arundel County, homes here sell more slowly than in 62% of the county’s ZIP codes, and sell less often over asking than in 76%. On our competition score, Annapolis ranks #155 of 241 MD ZIP codes with enough sales (score 59 out of 100).

Nearby, buyers who want less competition could look at Annapolis 21405 (0% sold over asking) or Harmans 21077 (0% sold over asking), while Linthicum Heights 21090 (49% sold over asking) and Severna Park 21146 (47% sold over asking) are even more competitive.