Is Annapolis, MD 21409 a buyer’s or seller’s market?

The Annapolis housing market right now

In the three months ending August 31, 2026, 39% of homes in Annapolis, MD 21409 sold above their list price, the typical home went under contract in 31 days and there were 2.9 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 72 home sales.

Compared with the same period a year earlier, the share selling over asking fell from 42%, homes sold faster (40 days then) and the median sale price rose 6% to $652,218. Overall, Annapolis is about as competitive as it was a year ago.

Within Anne Arundel County, homes here sell faster than in 82% of the county’s ZIP codes, and sell more often over asking than in 74%. On our competition score, Annapolis ranks #91 of 241 MD ZIP codes with enough sales (score 71 out of 100).

Nearby, buyers who want less competition could look at Annapolis 21405 (0% sold over asking) or Harmans 21077 (0% sold over asking), while Linthicum Heights 21090 (49% sold over asking) and Severna Park 21146 (47% sold over asking) are even more competitive.