Is Oxford, MD 21654 a buyer’s or seller’s market?
Oxford is a seller’s market. With about 2.7 months of supply and 0% of recent sales closing above the original list price, competing offers are common on well-priced homes. Buyers here often have a pre-approval in hand and a plan for the appraisal gap before touring.
More competitive than 37% of U.S. ZIP codes, and #215 of 240 in the state.
Based on share sold above original list, sale-to-list ratio, months of supply and days on market for the 3 months ending July 31, 2026. See the breakdown
The Oxford housing market right now
In the three months ending August 31, 2026, 0% of homes in Oxford, MD 21654 sold above their list price, the typical home went under contract in 23 days and there were 2.7 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 13 home sales.
Compared with the same period a year earlier, the share selling over asking was about the same (0% then), homes sold faster (76 days then) and the median sale price rose 158% to $1,494,353. Overall, Oxford is more competitive than a year ago, so tougher for buyers.
Within Talbot County, homes here sell faster than in 92% of the county’s ZIP codes, and sell less often over asking than in any other ZIP code in the county.
Nearby, Mcdaniel 21647 (100% sold over asking) and Cordova 21625 (67% sold over asking) are even more competitive.
Run the numbers for 21654
Nearby markets
Bozman 21612Buyer’s market $567 /sq ftClaiborne 21624Seller’s market $231 /sq ftCordova 21625Balanced $374 /sq ftEaston 21601Balanced $232 /sq ft Browse all markets →Towns like Oxford nearby
Find towns like Oxford in other states →Where Oxford is
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Questions about Oxford real estate
Is Oxford a buyer’s or seller’s market?
A seller’s market: there were 2.7 months of supply in Oxford, MD 21654 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.
How fast do homes sell in Oxford?
The typical home went under contract in 23 days in the latest three months.
Do homes in Oxford sell over asking?
0% of homes sold above their original list price, and the typical sale closed at 95.5% of the list price.
What are property taxes in Oxford?
About 0.65% of a home’s value a year in Talbot County, or roughly $2,600 on a $400,000 home.
What is the median home price in Oxford?
The median sale price was $1,494,353 in the three months ending August 31, 2026, about $465 per square foot.
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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology