Is Frederick, MD 21702 a buyer’s or seller’s market?

The Frederick housing market right now

In the three months ending August 31, 2026, 32% of homes in Frederick, MD 21702 sold above their list price, the typical home went under contract in 47 days and there were 2.9 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 184 home sales.

Compared with the same period a year earlier, the share selling over asking was about the same (32% then), homes sold more slowly (45 days then) and the median sale price rose 2% to $456,802. Overall, Frederick is about as competitive as it was a year ago.

Within Frederick County, homes here sell more slowly than in 77% of the county’s ZIP codes, and sell less often over asking than in 55%. On our competition score, Frederick ranks #143 of 241 MD ZIP codes with enough sales (score 61 out of 100).

Nearby, buyers who want less competition could look at Buckeystown 21717 (0% sold over asking) or Frederick 21705 (0% sold over asking), while Woodsboro 21798 (50% sold over asking) and Thurmont 21788 (44% sold over asking) are even more competitive.