Is Frederick, MD 21703 a buyer’s or seller’s market?

The Frederick housing market right now

In the three months ending August 31, 2026, 31% of homes in Frederick, MD 21703 sold above their list price, the typical home went under contract in 36 days and there were 2.2 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 155 home sales.

Compared with the same period a year earlier, the share selling over asking fell from 39%, homes sold more slowly (33 days then) and the median sale price fell 1% to $409,823. Overall, Frederick is less competitive than a year ago, which gives buyers more room.

Within Frederick County, homes here sell faster than in 55% of the county’s ZIP codes, and sell less often over asking than in 59%. On our competition score, Frederick ranks #108 of 241 MD ZIP codes with enough sales (score 69 out of 100).

Nearby, buyers who want less competition could look at Buckeystown 21717 (0% sold over asking) or Frederick 21705 (0% sold over asking), while Woodsboro 21798 (50% sold over asking) and Thurmont 21788 (44% sold over asking) are even more competitive.