Is Safety Harbor, FL 34695 a buyer’s or seller’s market?
Safety Harbor is a seller’s market. With about 2.7 months of supply and 21% of recent sales closing above the original list price, competing offers are common on well-priced homes. Buyers here often have a pre-approval in hand and a plan for the appraisal gap before touring.
More competitive than 55% of U.S. ZIP codes, and #4 of 796 in the state.
Based on share sold above original list, sale-to-list ratio, months of supply and days on market for the 3 months ending August 31, 2026. See the breakdown
The Safety Harbor housing market right now
In the three months ending August 31, 2026, 21% of homes in Safety Harbor, FL 34695 sold above their list price, the typical home went under contract in 34 days and there were 2.7 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 85 home sales.
Compared with the same period a year earlier, the share selling over asking rose from 10%, homes sold faster (36 days then) and the median sale price rose 7% to $582,248. Overall, Safety Harbor is more competitive than a year ago, so tougher for buyers.
Within Pinellas County, homes here sell faster than in 93% of the county’s ZIP codes, and sell more often over asking than in any other ZIP code in the county. On our competition score, Safety Harbor ranks #4 of 796 FL ZIP codes with enough sales (score 53 out of 100).
Nearby, buyers who want less competition could look at Crystal Beach 34681 (0% sold over asking) or Saint Petersburg 33715 (1% sold over asking).
Run the numbers for 34695
Nearby markets
Belleair Beach 33786Buyer’s market $593 /sq ftClearwater 33755Balanced $264 /sq ftClearwater 33756Buyer’s market $277 /sq ftClearwater 33759Balanced $247 /sq ft Browse all markets →Towns like Safety Harbor nearby
Find towns like Safety Harbor in other states →Where Safety Harbor is
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Questions about Safety Harbor real estate
Is Safety Harbor a buyer’s or seller’s market?
A seller’s market: there were 2.7 months of supply in Safety Harbor, FL 34695 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.
How fast do homes sell in Safety Harbor?
The typical home went under contract in 34 days in the latest three months.
Do homes in Safety Harbor sell over asking?
21% of homes sold above their original list price, and the typical sale closed at 98.6% of the list price.
What are property taxes in Safety Harbor?
About 0.70% of a home’s value a year in Pinellas County, or roughly $2,800 on a $400,000 home.
What is the median home price in Safety Harbor?
The median sale price was $582,248 in the three months ending August 31, 2026, about $316 per square foot.
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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology