Is Saint Joseph, TN 38481 a buyer’s or seller’s market?
Saint Joseph is a buyer’s market. With about 6.4 months of supply, buyers usually have more time and more room to negotiate on price and terms.
The Saint Joseph housing market right now
In the three months ending August 31, 2026, 0% of homes in Saint Joseph, TN 38481 sold above their list price, the typical home went under contract in 64 days and there were 6.4 months of supply. More than six months of supply favors buyers, who usually have more time and more room to negotiate. With only 1 sale, these figures can swing a lot from month to month.
Compared with the same period a year earlier, the share selling over asking was about the same (0% then), homes sold faster (76 days then) and the median sale price fell 47% to $115,950. Overall, Saint Joseph is more competitive than a year ago, so tougher for buyers.
Within Lawrence County, homes here sell faster than in 86% of the county’s ZIP codes, and sell less often over asking than in any other ZIP code in the county.
Nearby, Westpoint 38486 (100% sold over asking) and Lawrenceburg 38464 (13% sold over asking) are even more competitive.
Run the numbers for 38481
Nearby markets
Ethridge 38456Buyer’s market $185 /sq ftFive Points 38457Seller’s market $166 /sq ftLawrenceburg 38464Balanced $170 /sq ftLeoma 38468Balanced $195 /sq ft Browse all markets →Where Saint Joseph is
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Questions about Saint Joseph real estate
Is Saint Joseph a buyer’s or seller’s market?
A buyer’s market: there were 6.4 months of supply in Saint Joseph, TN 38481 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.
How fast do homes sell in Saint Joseph?
The typical home went under contract in 64 days in the latest three months.
Do homes in Saint Joseph sell over asking?
0% of homes sold above their original list price, and the typical sale closed at 105.5% of the list price.
What are property taxes in Saint Joseph?
About 0.53% of a home’s value a year in Lawrence County, or roughly $2,120 on a $400,000 home.
What is the median home price in Saint Joseph?
The median sale price was $115,950 in the three months ending August 31, 2026, about $96 per square foot.
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More tools for 38481
Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology