Is Owensboro, KY 42303 a buyer’s or seller’s market?
Owensboro is a seller’s market. With about 1.9 months of supply and 11% of recent sales closing above the original list price, competing offers are common on well-priced homes. Buyers here often have a pre-approval in hand and a plan for the appraisal gap before touring.
More competitive than 50% of U.S. ZIP codes, and #61 of 160 in the state.
Based on share sold above original list, sale-to-list ratio, months of supply and days on market for the 3 months ending August 31, 2026. See the breakdown
The Owensboro housing market right now
In the three months ending August 31, 2026, 11% of homes in Owensboro, KY 42303 sold above their list price, the typical home went under contract in 22 days and there were 1.9 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 163 home sales.
Compared with the same period a year earlier, the share selling over asking fell from 20%, homes sold about as fast and the median sale price fell 5% to $239,796. Overall, Owensboro is less competitive than a year ago, which gives buyers more room.
Within Daviess County, homes here sell faster than in any other ZIP code in the county, and sell less often over asking than in 75%. On our competition score, Owensboro ranks #61 of 160 KY ZIP codes with enough sales (score 49 out of 100).
Nearby, buyers who want less competition could look at Maceo 42355 (0% sold over asking), while Utica 42376 (23% sold over asking) and Owensboro 42301 (13% sold over asking) are even more competitive.
Run the numbers for 42303
Nearby markets
Maceo 42355Seller’s market $129 /sq ftOwensboro 42301Seller’s market $152 /sq ftPhilpot 42366Seller’s market $148 /sq ftUtica 42376Seller’s market $168 /sq ft Browse all markets →Towns like Owensboro nearby
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Questions about Owensboro real estate
Is Owensboro a buyer’s or seller’s market?
A seller’s market: there were 1.9 months of supply in Owensboro, KY 42303 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.
How fast do homes sell in Owensboro?
The typical home went under contract in 22 days in the latest three months.
Do homes in Owensboro sell over asking?
11% of homes sold above their original list price, and the typical sale closed at 97.8% of the list price.
What are property taxes in Owensboro?
About 0.84% of a home’s value a year in Daviess County, or roughly $3,360 on a $400,000 home.
What is the median home price in Owensboro?
The median sale price was $239,796 in the three months ending August 31, 2026, about $157 per square foot.
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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology