Is Utica, KY 42376 a buyer’s or seller’s market?

Seller’s market 3 months ending August 31, 2026 · Source: Redfin

Utica is a seller’s market. With about 3.6 months of supply and 23% of recent sales closing above the original list price, competing offers are common on well-priced homes. Buyers here often have a pre-approval in hand and a plan for the appraisal gap before touring.

Competition score56/ 100

More competitive than 57% of U.S. ZIP codes, and #39 of 160 in the state.

Based on share sold above original list, sale-to-list ratio, months of supply and days on market for the 3 months ending August 31, 2026. See the breakdown

Months of supply3.6Under 4 months = seller’s market
Sold above original list22.7%Share of sales, last 3 months
Median sale-to-list99.4%Sold price ÷ list price
Median days on market30Listing to accepted offer
Median price per sq ft$168▲ +0.8% vs. last year

The Utica housing market right now

In the three months ending August 31, 2026, 23% of homes in Utica, KY 42376 sold above their list price, the typical home went under contract in 30 days and there were 3.6 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 23 home sales.

Compared with the same period a year earlier, the share selling over asking rose from 17%, homes sold more slowly (13 days then) and the median sale price fell 11% to $256,339. Overall, Utica is about as competitive as it was a year ago.

Within Daviess County, homes here sell faster than in 50% of the county’s ZIP codes, and sell more often over asking than in any other ZIP code in the county. On our competition score, Utica ranks #39 of 160 KY ZIP codes with enough sales (score 56 out of 100).

Nearby, buyers who want less competition could look at Maceo 42355 (0% sold over asking) or Owensboro 42303 (11% sold over asking).

Nearby markets

Maceo 42355Seller’s market $129 /sq ftOwensboro 42301Seller’s market $152 /sq ftOwensboro 42303Seller’s market $157 /sq ftPhilpot 42366Seller’s market $148 /sq ft Browse all markets →

Where Utica is

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Questions about Utica real estate

Is Utica a buyer’s or seller’s market?

A seller’s market: there were 3.6 months of supply in Utica, KY 42376 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.

How fast do homes sell in Utica?

The typical home went under contract in 30 days in the latest three months.

Do homes in Utica sell over asking?

23% of homes sold above their original list price, and the typical sale closed at 99.4% of the list price.

What are property taxes in Utica?

About 0.84% of a home’s value a year in Daviess County, or roughly $3,360 on a $400,000 home.

What is the median home price in Utica?

The median sale price was $256,339 in the three months ending August 31, 2026, about $168 per square foot.

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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology