Is Saint Joseph, MN 56374 a buyer’s or seller’s market?

The Saint Joseph housing market right now

In the three months ending August 31, 2026, 32% of homes in Saint Joseph, MN 56374 sold above their list price, the typical home went under contract in 22 days and there were 2.4 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 39 home sales.

Compared with the same period a year earlier, the share selling over asking rose from 29%, homes sold more slowly (16 days then) and the median sale price rose 4% to $314,614. Overall, Saint Joseph is about as competitive as it was a year ago.

Within Stearns County, homes here sell faster than in 65% of the county’s ZIP codes, and sell more often over asking than in 75%. On our competition score, Saint Joseph ranks #143 of 296 MN ZIP codes with enough sales (score 70 out of 100).

Nearby, buyers who want less competition could look at Saint Stephen 56375 (0% sold over asking) or New Munich 56356 (0% sold over asking), while Holdingford 56340 (38% sold over asking) and Cold Spring 56320 (36% sold over asking) are even more competitive.