Is Oswego, IL 60543 a buyer’s or seller’s market?

Seller’s market 3 months ending August 31, 2026 · Source: Redfin

Oswego is a seller’s market. With about 2.6 months of supply and 32% of recent sales closing above the original list price, competing offers are common on well-priced homes. Buyers here often have a pre-approval in hand and a plan for the appraisal gap before touring.

Competition score59/ 100

More competitive than 61% of U.S. ZIP codes, and #307 of 464 in the state.

Based on share sold above original list, sale-to-list ratio, months of supply and days on market for the 3 months ending August 31, 2026. See the breakdown

Months of supply2.6Under 4 months = seller’s market
Sold above original list32.1%Share of sales, last 3 months
Median sale-to-list100.1%Sold price ÷ list price
Median days on market64Listing to accepted offer
Median price per sq ft$206▲ +3.1% vs. last year

The Oswego housing market right now

In the three months ending August 31, 2026, 32% of homes in Oswego, IL 60543 sold above their list price, the typical home went under contract in 64 days and there were 2.6 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 262 home sales.

Compared with the same period a year earlier, the share selling over asking fell from 40%, homes sold more slowly (51 days then) and the median sale price rose 3% to $446,307. Overall, Oswego is less competitive than a year ago, which gives buyers more room.

Within Kendall County, homes here sell more slowly than in 83% of the county’s ZIP codes, and sell more often over asking than in 50%. On our competition score, Oswego ranks #307 of 464 IL ZIP codes with enough sales (score 59 out of 100).

Nearby, buyers who want less competition could look at Bristol 60512 (25% sold over asking) or Newark 60541 (29% sold over asking), while Montgomery 60538 (59% sold over asking) and Plano 60545 (55% sold over asking) are even more competitive.

Nearby markets

Bristol 60512Balanced $239 /sq ftMinooka 60447Seller’s market $179 /sq ftMontgomery 60538Seller’s market $207 /sq ftNewark 60541Seller’s market $242 /sq ft Browse all markets →

Where Oswego is

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Questions about Oswego real estate

Is Oswego a buyer’s or seller’s market?

A seller’s market: there were 2.6 months of supply in Oswego, IL 60543 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.

How fast do homes sell in Oswego?

The typical home went under contract in 64 days in the latest three months.

Do homes in Oswego sell over asking?

32% of homes sold above their original list price, and the typical sale closed at 100.1% of the list price.

What are property taxes in Oswego?

About 2.37% of a home’s value a year in Kendall County, or roughly $9,480 on a $400,000 home.

What is the median home price in Oswego?

The median sale price was $446,307 in the three months ending August 31, 2026, about $206 per square foot.

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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology