Is Commerce, TX 75428 a buyer’s or seller’s market?

The Commerce housing market right now

In the three months ending August 31, 2026, 15% of homes in Commerce, TX 75428 sold above their list price, the typical home went under contract in 84 days and there were 7.7 months of supply. More than six months of supply favors buyers, who usually have more time and more room to negotiate. That’s based on 27 home sales.

Compared with the same period a year earlier, the share selling over asking rose from 4%, homes sold faster (101 days then) and the median sale price held steady to $227,302. Overall, Commerce is more competitive than a year ago, so tougher for buyers.

Within Hunt County, homes here sell more slowly than in 62% of the county’s ZIP codes, and sell more often over asking than in 88%. On our competition score, Commerce ranks #652 of 868 TX ZIP codes with enough sales (score 17 out of 100).

Nearby, buyers who want less competition could look at Wolfe City 75496 (0% sold over asking) or Campbell 75422 (0% sold over asking), while Lone Oak 75453 (22% sold over asking) is even more competitive.