Is Temple, TX 76504 a buyer’s or seller’s market?

The Temple housing market right now

In the three months ending August 31, 2026, 13% of homes in Temple, TX 76504 sold above their list price, the typical home went under contract in 73 days and there were 4.5 months of supply. Four to six months of supply is a balanced market, where pricing and condition decide how much room there is to negotiate. That’s based on 93 home sales.

Compared with the same period a year earlier, the share selling over asking was about the same (11% then), homes sold faster (79 days then) and the median sale price fell 9% to $219,340. Overall, Temple is more competitive than a year ago, so tougher for buyers.

Within Bell County, homes here sell more slowly than in 56% of the county’s ZIP codes, and sell more often over asking than in 63%. On our competition score, Temple ranks #437 of 868 TX ZIP codes with enough sales (score 24 out of 100).

Nearby, buyers who want less competition could look at Moody 76557 (0% sold over asking) or Bartlett 76511 (0% sold over asking), while Rogers 76569 (33% sold over asking) is even more competitive.