Is San Francisco, CA 94103 a buyer’s or seller’s market?

The San Francisco housing market right now

In the three months ending August 31, 2026, 40% of homes in San Francisco, CA 94103 sold above their list price, the typical home went under contract in 51 days and there were 3.4 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 57 home sales.

Compared with the same period a year earlier, the share selling over asking rose from 23%, homes sold more slowly (42 days then) and the median sale price rose 5% to $864,626. Overall, San Francisco is more competitive than a year ago, so tougher for buyers.

Within San Francisco County, homes here sell more slowly than in 88% of the county’s ZIP codes, and sell less often over asking than in 84%. On our competition score, San Francisco ranks #439 of 1,069 CA ZIP codes with enough sales (score 67 out of 100).

Nearby, buyers who want less competition could look at San Francisco 94130 (0% sold over asking) or San Francisco 94104 (0% sold over asking), while San Francisco 94122 (92% sold over asking) and San Francisco 94134 (91% sold over asking) are even more competitive.