Is Tracy, CA 95304 a buyer’s or seller’s market?

The Tracy housing market right now

In the three months ending August 31, 2026, 22% of homes in Tracy, CA 95304 sold above their list price, the typical home went under contract in 24 days and there were 2.9 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 37 home sales.

Compared with the same period a year earlier, the share selling over asking was about the same (21% then), homes sold faster (37 days then) and the median sale price rose 17% to $967,082. Overall, Tracy is more competitive than a year ago, so tougher for buyers.

Within San Joaquin County, homes here sell faster than in 77% of the county’s ZIP codes, and sell less often over asking than in 69%. On our competition score, Tracy ranks #722 of 1,069 CA ZIP codes with enough sales (score 55 out of 100).

Nearby, buyers who want less competition could look at Thornton 95686 (0% sold over asking) or Victor 95253 (0% sold over asking), while Stockton 95210 (48% sold over asking) and Acampo 95220 (44% sold over asking) are even more competitive.