Is Sutter Creek, CA 95685 a buyer’s or seller’s market?
Sutter Creek is a balanced market. With about 4.7 months of supply, well-priced homes can still draw more than one offer, but buyers have some room to negotiate.
More competitive than 36% of U.S. ZIP codes, and #913 of 1065 in the state.
Based on share sold above original list, sale-to-list ratio, months of supply and days on market for the 3 months ending July 31, 2026. See the breakdown
The Sutter Creek housing market right now
In the three months ending August 31, 2026, 0% of homes in Sutter Creek, CA 95685 sold above their list price, the typical home went under contract in 55 days and there were 4.7 months of supply. Four to six months of supply is a balanced market, where pricing and condition decide how much room there is to negotiate. That’s based on 11 home sales.
Compared with the same period a year earlier, the share selling over asking fell from 23%, homes sold more slowly (46 days then) and the median sale price rose 1% to $444,808. Overall, Sutter Creek is less competitive than a year ago, which gives buyers more room.
Within Amador County, homes here sell faster than in 63% of the county’s ZIP codes, and sell less often over asking than in any other ZIP code in the county.
Nearby, Pine Grove 95665 (26% sold over asking) and Fiddletown 95629 (25% sold over asking) are even more competitive.
Run the numbers for 95685
Nearby markets
Amador City 95601 — /sq ftDrytown 95699 — /sq ftFiddletown 95629Buyer’s market $288 /sq ftIone 95640Seller’s market $280 /sq ft Browse all markets →Towns like Sutter Creek nearby
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Questions about Sutter Creek real estate
Is Sutter Creek a buyer’s or seller’s market?
A balanced market: there were 4.7 months of supply in Sutter Creek, CA 95685 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.
How fast do homes sell in Sutter Creek?
The typical home went under contract in 55 days in the latest three months.
Do homes in Sutter Creek sell over asking?
0% of homes sold above their original list price, and the typical sale closed at 97.1% of the list price.
What are property taxes in Sutter Creek?
About 1.15% of a home’s value a year in Amador County, or roughly $4,600 on a $400,000 home.
What is the median home price in Sutter Creek?
The median sale price was $444,808 in the three months ending August 31, 2026, about $283 per square foot.
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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology