2026 loan limits in Marin County, California
In Marin County, a conventional loan up to $1,249,125 on a one-unit home is conforming. Above that it’s a jumbo loan. FHA loans can go up to $1,249,125.
Conforming limit (1 unit)$1,249,125High-cost county
FHA limit (1 unit)$1,249,125High-cost county
Highest price, 20% down, conforming$1,561,406Loan at the limit
Highest price, 3.5% down, FHA$1,294,430Loan at the limit
2026 limits by number of units
| Property | Conforming | FHA |
|---|---|---|
| 1 unit | $1,249,125 | $1,249,125 |
| 2 units | $1,599,375 | $1,599,375 |
| 3 units | $1,933,200 | $1,933,200 |
| 4 units | $2,402,625 | $2,402,625 |
What the limits mean for your purchase
The limit applies to the loan amount, not the price. With 20% down you could buy up to about $1,561,406 in Marin County and stay conforming; with 10% down, about $1,387,917. Loans above the limit are jumbo loans, which usually need a higher credit score and more savings. With FHA’s 3.5% minimum down payment, the highest price at the limit is about $1,294,430.
Questions
What is the 2026 conforming loan limit in Marin County?
$1,249,125 for a one-unit home.
What is the 2026 FHA loan limit in Marin County?
$1,249,125 for a one-unit home.
More for Marin County
Marin County property taxesFHA loan limits toolCalifornia closing costsBelvedere Tiburon 94920 market dataBolinas 94924 market dataCorte Madera 94925 market dataDillon Beach 94929 market dataFairfax 94930 market dataForest Knolls 94933 market dataGreenbrae 94904 market dataInverness 94937 market dataLagunitas 94938 market dataLarkspur 94939 market data
2026 limits from HUD’s county files (San Francisco-Oakland-Fremont, Ca). Conforming limits are set by the Federal Housing Finance Agency.