Is Monticello, NY 12701 a buyer’s or seller’s market?

The Monticello housing market right now

In the three months ending August 31, 2026, 16% of homes in Monticello, NY 12701 sold above their list price, the typical home went under contract in 45 days and there were 6.4 months of supply. More than six months of supply favors buyers, who usually have more time and more room to negotiate. That’s based on 33 home sales.

Compared with the same period a year earlier, the share selling over asking fell from 19%, homes sold about as fast and the median sale price rose 12% to $369,840. Overall, Monticello is less competitive than a year ago, which gives buyers more room.

Within Sullivan County, homes here sell faster than in 63% of the county’s ZIP codes, and sell more often over asking than in 50%. On our competition score, Monticello ranks #586 of 649 NY ZIP codes with enough sales (score 27 out of 100).

Nearby, buyers who want less competition could look at Woodbourne 12788 (0% sold over asking) or White Lake 12786 (0% sold over asking), while Kenoza Lake 12750 (100% sold over asking) and Mountain Dale 12763 (100% sold over asking) are even more competitive.