Is Oneonta, NY 13820 a buyer’s or seller’s market?

The Oneonta housing market right now

In the three months ending August 31, 2026, 19% of homes in Oneonta, NY 13820 sold above their list price, the typical home went under contract in 87 days and there were 5.3 months of supply. Four to six months of supply is a balanced market, where pricing and condition decide how much room there is to negotiate. That’s based on 43 home sales.

Compared with the same period a year earlier, the share selling over asking fell from 21%, homes sold more slowly (70 days then) and the median sale price fell 7% to $210,309. Overall, Oneonta is less competitive than a year ago, which gives buyers more room.

Within Otsego County, homes here sell more slowly than in 68% of the county’s ZIP codes, and sell less often over asking than in 59%. On our competition score, Oneonta ranks #605 of 649 NY ZIP codes with enough sales (score 23 out of 100).

Nearby, buyers who want less competition could look at Otego 13825 (0% sold over asking) or Milford 13807 (0% sold over asking), while East Worcester 12064 (100% sold over asking) and Morris 13808 (60% sold over asking) are even more competitive.