Is Bay Saint Louis, MS 39520 a buyer’s or seller’s market?

The Bay Saint Louis housing market right now

In the three months ending August 31, 2026, 10% of homes in Bay Saint Louis, MS 39520 sold above their list price, the typical home went under contract in 67 days and there were 5.3 months of supply. Four to six months of supply is a balanced market, where pricing and condition decide how much room there is to negotiate. That’s based on 92 home sales.

Compared with the same period a year earlier, the share selling over asking rose from 1%, homes sold faster (70 days then) and the median sale price rose 14% to $394,829. Overall, Bay Saint Louis is more competitive than a year ago, so tougher for buyers.

Within Hancock County, homes here sell faster than in 50% of the county’s ZIP codes, and sell more often over asking than in any other ZIP code in the county. On our competition score, Bay Saint Louis ranks #64 of 89 MS ZIP codes with enough sales (score 17 out of 100).

Nearby, buyers who want less competition could look at Pearlington 39572 (0% sold over asking) or Kiln 39556 (0% sold over asking).