Is Finchville, KY 40022 a buyer’s or seller’s market?
Finchville is a seller’s market. With about 3.2 months of supply and 33% of recent sales closing above the original list price, competing offers are common on well-priced homes. Buyers here often have a pre-approval in hand and a plan for the appraisal gap before touring.
The Finchville housing market right now
In the three months ending August 31, 2026, 33% of homes in Finchville, KY 40022 sold above their list price, the typical home went under contract in 32 days and there were 3.2 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. With only 3 sales, these figures can swing a lot from month to month.
Compared with the same period a year earlier, the share selling over asking rose from 0%, homes sold more slowly (15 days then) and the median sale price rose 16% to $434,812. Overall, Finchville is more competitive than a year ago, so tougher for buyers.
Within Shelby County, homes here sell faster than in 75% of the county’s ZIP codes, and sell more often over asking than in any other ZIP code in the county.
Nearby, buyers who want less competition could look at Waddy 40076 (0% sold over asking) or Bagdad 40003 (0% sold over asking).
Run the numbers for 40022
Nearby markets
Bagdad 40003Seller’s market $161 /sq ftShelbyville 40065Seller’s market $175 /sq ftSimpsonville 40067Seller’s market $200 /sq ftWaddy 40076Buyer’s market $141 /sq ft Browse all markets →Where Finchville is
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Questions about Finchville real estate
Is Finchville a buyer’s or seller’s market?
A seller’s market: there were 3.2 months of supply in Finchville, KY 40022 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.
How fast do homes sell in Finchville?
The typical home went under contract in 32 days in the latest three months.
Do homes in Finchville sell over asking?
33% of homes sold above their original list price, and the typical sale closed at 92.6% of the list price.
What are property taxes in Finchville?
About 0.77% of a home’s value a year in Shelby County, or roughly $3,080 on a $400,000 home.
What is the median home price in Finchville?
The median sale price was $434,812 in the three months ending August 31, 2026, about $178 per square foot.
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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology