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Is Waddy, KY 40076 a buyer’s or seller’s market?

Buyer’s market 3 months ending August 31, 2026 · Source: Redfin

Waddy is a buyer’s market. With about 12.8 months of supply, buyers usually have more time and more room to negotiate on price and terms.

Months of supply12.8Under 4 months = seller’s market
Sold above original list0%Share of sales, last 3 months
Median sale-to-list96.9%Sold price ÷ list price
Median days on market27Listing to accepted offer
Median price per sq ft$141▼ −17.9% vs. last year

The Waddy housing market right now

In the three months ending August 31, 2026, 0% of homes in Waddy, KY 40076 sold above their list price, the typical home went under contract in 27 days and there were 12.8 months of supply. More than six months of supply favors buyers, who usually have more time and more room to negotiate. With only 2 sales, these figures can swing a lot from month to month.

Compared with the same period a year earlier, the share selling over asking was about the same (0% then), homes sold faster (64 days then) and the median sale price rose 20% to $317,363. Overall, Waddy is more competitive than a year ago, so tougher for buyers.

Within Shelby County, homes here sell faster, and less often over asking, than in any other ZIP code in the county.

Nearby, Finchville 40022 (33% sold over asking) and Simpsonville 40067 (19% sold over asking) are even more competitive.

Run the numbers for 40076

Prefilled for 40076Can I win this house?Multiple-offer likelihood for a listing Prefilled for 40076Over-asking calculatorTypical range over list ToolOffer strength scoreHow your offer looks to a seller ToolAppraisal gapCash needed if it appraises low

Nearby markets

Bagdad 40003Seller’s market $161 /sq ftFinchville 40022Seller’s market $178 /sq ftShelbyville 40065Seller’s market $175 /sq ftSimpsonville 40067Seller’s market $200 /sq ft Browse all markets →

Towns like Waddy nearby

Find towns like Waddy in other states →
Pendleton, KY40055 · 28 miles away81% similarpricier homes ($36K more) · more homeowners New Haven, KY40051 · 39 miles away81% similarcheaper homes ($46K less) · larger Pleasureville, KY40057 · 18 miles away79% similarcheaper homes ($32K less) · 6 min longer commute Sadieville, KY40370 · 38 miles away79% similarpricier homes ($25K more) · older residents

Where Waddy is

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Questions about Waddy real estate

Is Waddy a buyer’s or seller’s market?

A buyer’s market: there were 12.8 months of supply in Waddy, KY 40076 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.

How fast do homes sell in Waddy?

The typical home went under contract in 27 days in the latest three months.

Do homes in Waddy sell over asking?

0% of homes sold above their original list price, and the typical sale closed at 96.9% of the list price.

What are property taxes in Waddy?

About 0.77% of a home’s value a year in Shelby County, or roughly $3,080 on a $400,000 home.

What is the median home price in Waddy?

The median sale price was $317,363 in the three months ending August 31, 2026, about $141 per square foot.

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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology