Is Saint Joseph, MO 64505 a buyer’s or seller’s market?

The Saint Joseph housing market right now

In the three months ending August 31, 2026, 22% of homes in Saint Joseph, MO 64505 sold above their list price, the typical home went under contract in 20 days and there were 2.5 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 60 home sales.

Compared with the same period a year earlier, the share selling over asking fell from 25%, homes sold faster (22 days then) and the median sale price fell 11% to $237,147. Overall, Saint Joseph is about as competitive as it was a year ago.

Within Andrew County, homes here sell faster than in 67% of the county’s ZIP codes, and sell more often over asking than in 71%. On our competition score, Saint Joseph ranks #151 of 263 MO ZIP codes with enough sales (score 51 out of 100).

Nearby, buyers who want less competition could look at Union Star 64494 (0% sold over asking) or Rosendale 64483 (0% sold over asking), while Rea 64480 (100% sold over asking) and Cosby 64436 (40% sold over asking) are even more competitive.