Is Saint Joseph, MO 64504 a buyer’s or seller’s market?
Saint Joseph is a seller’s market. With about 2.2 months of supply and 36% of recent sales closing above the original list price, competing offers are common on well-priced homes. Buyers here often have a pre-approval in hand and a plan for the appraisal gap before touring.
More competitive than 72% of U.S. ZIP codes, and #108 of 263 in the state.
Based on share sold above original list, sale-to-list ratio, months of supply and days on market for the 3 months ending August 31, 2026. See the breakdown
The Saint Joseph housing market right now
In the three months ending August 31, 2026, 36% of homes in Saint Joseph, MO 64504 sold above their list price, the typical home went under contract in 15 days and there were 2.2 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 32 home sales.
Compared with the same period a year earlier, the share selling over asking rose from 24%, homes sold about as fast and the median sale price rose 18% to $153,434. Overall, Saint Joseph is more competitive than a year ago, so tougher for buyers.
Within Buchanan County, homes here sell faster than in 83% of the county’s ZIP codes, and sell more often over asking than in any other ZIP code in the county. On our competition score, Saint Joseph ranks #108 of 263 MO ZIP codes with enough sales (score 68 out of 100).
Nearby, buyers who want less competition could look at Faucett 64448 (0% sold over asking) or De Kalb 64440 (0% sold over asking).
Run the numbers for 64504
Nearby markets
Agency 64401 — /sq ftDe Kalb 64440Balanced $158 /sq ftEaston 64443 — /sq ftFaucett 64448Seller’s market $214 /sq ft Browse all markets →Towns like Saint Joseph nearby
Find towns like Saint Joseph in other states →Where Saint Joseph is
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Questions about Saint Joseph real estate
Is Saint Joseph a buyer’s or seller’s market?
A seller’s market: there were 2.2 months of supply in Saint Joseph, MO 64504 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.
How fast do homes sell in Saint Joseph?
The typical home went under contract in 15 days in the latest three months.
Do homes in Saint Joseph sell over asking?
36% of homes sold above their original list price, and the typical sale closed at 98.1% of the list price.
What are property taxes in Saint Joseph?
About 0.77% of a home’s value a year in Buchanan County, or roughly $3,080 on a $400,000 home.
What is the median home price in Saint Joseph?
The median sale price was $153,434 in the three months ending August 31, 2026, about $112 per square foot.
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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology