Is Saint Joseph, MO 64507 a buyer’s or seller’s market?

The Saint Joseph housing market right now

In the three months ending August 31, 2026, 26% of homes in Saint Joseph, MO 64507 sold above their list price, the typical home went under contract in 36 days and there were 2.6 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 59 home sales.

Compared with the same period a year earlier, the share selling over asking fell from 36%, homes sold more slowly (15 days then) and the median sale price held steady to $174,924. Overall, Saint Joseph is less competitive than a year ago, which gives buyers more room.

Within Buchanan County, homes here sell more slowly than in 83% of the county’s ZIP codes, and sell more often over asking than in 67%. On our competition score, Saint Joseph ranks #148 of 263 MO ZIP codes with enough sales (score 52 out of 100).

Nearby, buyers who want less competition could look at Faucett 64448 (0% sold over asking) or De Kalb 64440 (0% sold over asking), while Saint Joseph 64504 (36% sold over asking) and Saint Joseph 64503 (33% sold over asking) are even more competitive.