Is Waterloo, NE 68069 a buyer’s or seller’s market?

The Waterloo housing market right now

In the three months ending August 31, 2026, 31% of homes in Waterloo, NE 68069 sold above their list price, the typical home went under contract in 20 days and there were 1.8 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 16 home sales.

Compared with the same period a year earlier, the share selling over asking rose from 13%, homes sold faster (45 days then) and the median sale price rose 73% to $682,205. Overall, Waterloo is more competitive than a year ago, so tougher for buyers.

Within Douglas County, homes here sell faster than in 50% of the county’s ZIP codes, and sell more often over asking than in 53%. On our competition score, Waterloo ranks #41 of 84 NE ZIP codes with enough sales (score 69 out of 100).

Nearby, buyers who want less competition could look at Omaha 68102 (0% sold over asking) or Valley 68064 (6% sold over asking), while Omaha 68144 (39% sold over asking) and Omaha 68117 (38% sold over asking) are even more competitive.