Is Bay City, TX 77414 a buyer’s or seller’s market?

The Bay City housing market right now

In the three months ending August 31, 2026, 10% of homes in Bay City, TX 77414 sold above their list price, the typical home went under contract in 140 days and there were 7.9 months of supply. More than six months of supply favors buyers, who usually have more time and more room to negotiate. That’s based on 70 home sales.

Compared with the same period a year earlier, the share selling over asking was about the same (8% then), homes sold more slowly (59 days then) and the median sale price held steady to $224,798. Overall, Bay City is less competitive than a year ago, which gives buyers more room.

Within Matagorda County, homes here sell more slowly, and more often over asking, than in any other ZIP code in the county. On our competition score, Bay City ranks #785 of 868 TX ZIP codes with enough sales (score 9 out of 100).

Nearby, buyers who want less competition could look at Van Vleck 77482 (0% sold over asking) or Matagorda 77457 (0% sold over asking).