Is Loveland, CO 80538 a buyer’s or seller’s market?

The Loveland housing market right now

In the three months ending August 31, 2026, 14% of homes in Loveland, CO 80538 sold above their list price, the typical home went under contract in 62 days and there were 3.2 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 294 home sales.

Compared with the same period a year earlier, the share selling over asking fell from 19%, homes sold more slowly (58 days then) and the median sale price fell 2% to $507,780. Overall, Loveland is less competitive than a year ago, which gives buyers more room.

Within Larimer County, homes here sell more slowly than in 53% of the county’s ZIP codes, and sell more often over asking than in 67%. On our competition score, Loveland ranks #123 of 239 CO ZIP codes with enough sales (score 38 out of 100).

Nearby, buyers who want less competition could look at Laporte 80535 (0% sold over asking) or Drake 80515 (0% sold over asking), while Fort Collins 80526 (23% sold over asking) and Fort Collins 80521 (20% sold over asking) are even more competitive.