Is Saint Joseph, MO 64503 a buyer’s or seller’s market?

The Saint Joseph housing market right now

In the three months ending August 31, 2026, 33% of homes in Saint Joseph, MO 64503 sold above their list price, the typical home went under contract in 12 days and there were 1.4 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 60 home sales.

Compared with the same period a year earlier, the share selling over asking was about the same (31% then), homes sold faster (14 days then) and the median sale price rose 22% to $194,916. Overall, Saint Joseph is about as competitive as it was a year ago.

Within Buchanan County, homes here sell faster than in any other ZIP code in the county, and sell more often over asking than in 83%. On our competition score, Saint Joseph ranks #71 of 263 MO ZIP codes with enough sales (score 77 out of 100).

Nearby, buyers who want less competition could look at Faucett 64448 (0% sold over asking) or De Kalb 64440 (0% sold over asking), while Saint Joseph 64504 (36% sold over asking) is even more competitive.