Is Philmont, NY 12565 a buyer’s or seller’s market?

3 months ending August 31, 2026 · Source: Redfin

Philmont is a balanced market. With about null months of supply, well-priced homes can still draw more than one offer, but buyers have some room to negotiate.

Months of supply—Under 4 months = seller’s market

Sold above original list—Share of sales, last 3 months

Median sale-to-list—Sold price ÷ list price

Median days on market—Listing to accepted offer

Median price per sq ft—

The Philmont housing market right now

There haven’t been enough recent sales here for a detailed summary yet.

About the area

Columbia County, NY

Population	1,439
Median income	$56,563
Average income	$91,330
Median home value	$225,000
Median rent	$1,193/month
Owner-occupied	61% of homes
Median year built	1938
Walkability	5.9 of 20Below average

Natural hazard riskTornadoes (relatively high), hurricanes (moderate), winter storms (moderate)

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates (household income; home value as estimated by owners), ZIP code tabulation area 12565; hazard risk from the FEMA National Risk Index for the census tracts in this ZIP code (not endorsed by FEMA); walkability from the EPA National Walkability Index.

Run the numbers for 12565

Prefilled for 12565Can I win this house?Multiple-offer likelihood for a listing Prefilled for 12565Over-asking calculatorTypical range over list ToolOffer strength scoreHow your offer looks to a seller ToolAppraisal gapCash needed if it appraises low

Nearby markets

Ancram 12502Buyer’s market $303 /sq ft Ancramdale 12503Seller’s market $504 /sq ft Austerlitz 12017Seller’s market $349 /sq ft Brainard 12024Seller’s market $195 /sq ft Browse all markets →

Towns like Philmont nearby

Find towns like Philmont in other states →

Adams, MA01220 · 37 miles away68% similarlarger · older residents Canaan, CT06018 · 23 miles away66% similarpricier homes ($55K more) · larger Cairo, NY12413 · 19 miles away57% similarlarger · 7 min longer commute Tannersville, NY12485 · 25 miles away55% similarpricier homes ($92K more) · younger residents

Where Philmont is

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Questions about Philmont real estate

What are property taxes in Philmont?

About 1.40% of a home’s value a year in Columbia County, or roughly $5,600 on a $400,000 home.

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More tools for 12565

Competition score Buyer leverage Negotiation room Compare with other ZIP codes True cost to buy Property taxes Closing costs Cash buyers Backup offer odds Home value Columbia County property taxes Columbia County loan limits Closing costs in New York Hottest ZIP codes in New York

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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology